Terms of Service

TERMS OF SERVICE

Trato Lending LLC

Effective Date: 5/12/2025

1. Website Use

You agree to use this Website only for lawful purposes and in accordance with these Terms.

You may not:

• Use the Website in violation of any applicable law or regulation
• Attempt to gain unauthorized access to any systems, servers, or networks connected to the Website
• Interfere with or disrupt the Website, servers, or services
• Upload or transmit malicious software, malware, or harmful code
• Impersonate any person or entity or misrepresent your identity or affiliation

We reserve the right to suspend, restrict, or terminate access to the Website at any time.

2. Nature of Services

Trato operates as a commercial real estate financing platform. Depending on the transaction, Trato may act in various capacities including loan broker, facilitator, referral source, or table-funding originator.

Loan terms, approval, underwriting decisions, and funding are determined by the applicable lending partner or financing provider.

3. No Guarantee of Loan Approval

Submitting information through this Website does not constitute a loan approval, loan commitment, or offer to lend. All financing opportunities are subject to credit review, underwriting, property due diligence, and approval by the applicable lender.

4. Information Submitted Through the Website

By submitting information through this Website, you represent that the information provided is true, accurate, and complete, and you have the authority to provide it.

5. No Financial, Legal, or Investment Advice

Information on this Website is provided for general informational purposes only. You should consult appropriate professional advisors before making financial or investment decisions.

6. Intellectual Property

All content on this Website is the property of Trato Lending LLC or its licensors and is protected by intellectual property laws.

7. Third-Party Websites and Services

This Website may contain links to third-party websites. Trato does not control and is not responsible for third-party websites or their content. Accessing third-party websites is done at your own risk.

8. Disclaimer of Warranties

The Website and all content are provided "as is" and "as available." To the fullest extent permitted by law, Trato disclaims all warranties.

9. Limitation of Liability

To the fullest extent permitted by law, Trato Lending LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of your use of the Website.

10. Indemnification

You agree to indemnify, defend, and hold harmless Trato Lending LLC from and against any claims, damages, losses, liabilities, costs, or expenses arising from your use of the Website or violation of these Terms.

11. Governing Law and Jurisdiction

These Terms shall be governed by the laws of the State of Florida. Any disputes shall be resolved exclusively in the courts located in Pinellas County, Florida.

12. Changes to These Terms

We may update these Terms from time to time. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

13. Contact Information

If you have questions regarding these Terms, please contact: