Disclosures & Licensing
Effective Date: 5/12/2025
This page provides important legal disclaimers and regulatory disclosures related to Trato Lending LLC's lending practices and website content.
1. General Disclosures
Not a Commitment to Lend
All loan requests are subject to underwriting approval. Submission of information does not constitute a loan approval, pre-approval, or a commitment to fund.
Loan Terms Subject to Change
Loan terms are subject to change without notice. We reserve the right to adjust lending criteria based on market conditions, risk tolerance, and borrower qualifications.
Real Estate Investment Loans Only
Trato Lending LLC offers business-purpose loans for non-owner-occupied investment properties only.
2. Licensing Information
Trato Lending LLC is a business-purpose real estate lending company serving investors through brokerage and table-funding operations. Our services are offered only in jurisdictions where we are legally permitted to operate; eligibility is confirmed for each transaction.
You may contact us at loans@tratolending.com to verify licensing in your location.
3. Credit Authorization
By submitting your information, you authorize Trato Lending LLC and its affiliates to evaluate your loan request and perform credit inquiries as required during underwriting.
4. Risks and Investment Disclaimer
Real estate investing involves risk. Past performance is not a guarantee of future results. Trato Lending LLC does not offer legal, tax, or investment advice.
5. Equal Credit Opportunity Act (ECOA) Notice
We comply with the Equal Credit Opportunity Act, which prohibits discrimination in any aspect of a credit transaction.
Contact Us
If you have any questions regarding licensing, disclosures, or legal compliance, please contact:
Trato Lending LLC
7901 4th St N STE 300
St. Petersburg, FL 33702
Email: loans@tratolending.com