Market Guide
Pennsylvania Hard Money Lenders
Investment property financing across Pennsylvania for renovations, rentals, bridge transactions, and construction.
Market Coverage
Markets We Lend In
Trato lends across 44 states for eligible business-purpose investment properties. Availability, collateral eligibility, and terms are confirmed per deal.
Northeast
Market Guide
New York Hard Money Lenders
Business-purpose financing for eligible New York 1 to 4 unit and small multifamily investment properties.
Metro Markets
Market Guide
New Jersey Hard Money Lenders
Investor financing across North and Central Jersey, Shore markets, and older multifamily properties.
Metro Markets
Mid-Atlantic
Market Guide
Maryland Hard Money Lenders
Property-specific financing for Maryland renovations, rentals, bridge transactions, and eligible construction.
Market Guide
Virginia Hard Money Lenders
Investment financing across Virginia for eligible renovations, rental holds, bridge needs, and new builds.
Southeast
Market Guide
Florida Hard Money Lenders
Investment financing across Florida with property-level attention to insurance, condition, and exit.
Metro Markets
Market Guide
Georgia Hard Money Lenders
Statewide investment property financing beyond metro Atlanta, reviewed for the specific asset and plan.
Market Guide
North Carolina Hard Money Lenders
Asset-based financing for eligible North Carolina investor properties, from rehabs to rental holds.
Metro Markets
Market Guide
South Carolina Hard Money Lenders
Financing for investor properties in Charleston, Greenville, Columbia, Myrtle Beach, and other eligible markets.
Metro Markets
Market Guide
Tennessee Hard Money Lenders
Financing for eligible Tennessee investor properties, with county and property review before terms.
Metro Markets
Midwest
Market Guide
Ohio Hard Money Lenders
Asset-based financing for eligible Ohio investment property purchases, improvements, and holds.
Metro Markets
Market Guide
Illinois Hard Money Lenders
Financing for eligible Illinois investment properties with county and property review before terms.
Market Guide
Michigan Hard Money Lenders
Property-led financing for eligible Michigan renovation, rental, bridge, and construction opportunities.
Metro Markets
Market Guide
Missouri Hard Money Lenders
Asset-based financing for eligible Missouri rehabs, rentals, bridge transactions, and construction plans.
Metro Markets
Southwest
Market Guide
Texas Hard Money Lenders
Property-specific financing for investor projects in Houston, Dallas-Fort Worth, San Antonio, Austin, and beyond.
Metro Markets
Nationwide Coverage
We Also Lend In
Beyond the markets above, Trato finances eligible business-purpose investment property loans in these states, with eligibility confirmed per property and per deal.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Hawaii
- Idaho
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Massachusetts
- Minnesota
- Mississippi
- Montana
- Nebraska
- New Hampshire
- New Mexico
- Oklahoma
- Rhode Island
- Washington
- West Virginia
- Wisconsin
- Wyoming
Arizona is reviewed case by case and carries additional requirements.
Not currently available: Nevada, Utah, Oregon, Vermont, South Dakota, North Dakota. Some counties and property types are restricted; eligibility is confirmed per deal.