The Company
About Trato Lending
What Trato Lending Is
Trato Lending LLC is a business-purpose real estate lending company serving investors through brokerage and table-funding operations.
We focus on eligible non-owner-occupied investment property, not a home the borrower or a family member will occupy. Our four programs are Fix & Flip, DSCR Rental, Bridge, Ground Up Construction. Loans range from $250K to $5M across 44 states, with location and property eligibility confirmed per deal.
Who Operates Trato
Jeff Gopshtein is the founder of Trato Lending, with a background in real estate private credit and fintech. He is a licensed real estate agent.
Christian Leon is co-founder of Trato Lending and operates the company with Jeff. Together they review investor property opportunities and coordinate financing.
How Trato Works
Our asset-based review starts with the property and the investor's plan: basis, condition, renovation or rental assumptions, borrower resources, and the sale or refinance exit. Tax returns and W2s are not required. Credit, liquidity, insurance, title, appraisal, and other transaction documents are still reviewed.
After reviewing a submitted deal, we can issue indicative terms. They are not a loan commitment. Program, county, property, borrower, and final terms are confirmed per deal, subject to underwriting and approval. See how the process works.
Trato Lending at a glance
- Legal name
- Trato Lending LLC
- What it does
- Business-purpose real estate lending through brokerage and table-funding operations
- Founded and operated by
- Jeff Gopshtein and Christian Leon
- Programs
- Fix & Flip, DSCR Rental, Bridge, Ground Up Construction
- Loan size
- $250K to $5M
- States
- 44 states, eligibility confirmed per deal
- Property types
- Eligible non-owner-occupied investment houses, small multifamily properties, and new builds
- Phone
- (786) 800-3552
- loans@tratolending.com
- Website
- https://www.tratolending.com
Contact Trato
For an investment property financing question, call (786) 800-3552 or email loans@tratolending.com. You can also visit the contact page.
Business-purpose loans for non-owner-occupied investment property only. All terms subject to underwriting, appraisal, and approval. Not a commitment to lend.