Investor Resources

Tools and knowledge to help you make smarter investment decisions.

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Key Terms Every
Investor Should Know

LTV (Loan-to-Value)

The ratio of the loan amount to the appraised value of the property. A lower LTV means less risk for the lender.

LTC (Loan-to-Cost)

The ratio of the loan amount to the total project cost, including purchase price and renovation budget.

DSCR (Debt Service Coverage Ratio)

The ratio of a property's net operating income to its debt obligations. A DSCR above 1.0 means the property generates enough income to cover the loan.

ARV (After Repair Value)

The estimated market value of a property after all planned renovations and improvements are completed.

Bridge Loan

A short-term loan used to bridge the gap between purchasing a property and securing long-term financing or selling.

Hard Money

A type of asset-based loan secured by real property, typically with faster approval and higher rates than conventional loans.